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Jumbo Loans
Exceed conventional loan limits, typically for homes above $548,250 in most areas. These loans are ideal for high-value property buyers with excellent credit and substantial income. They often require larger down payments and have stricter approval criteria.
FHA Loans
Government-backed loans have lower down payment requirements, as low as 3.5%. They are great for buyers with lower credit scores (minimum 580) or limited savings. FHA loans require mortgage insurance, which increases monthly payments but allows more flexible qualification standards.
First-Time Home Buyer Loans
Special programs with favorable terms for newcomers to homeownership. Perfect for those purchasing their first home, these programs often feature low down payments, reduced interest rates, or assistance with closing costs. Eligibility and benefits vary by program and location.
Why Choose Amerant Mortgage?
Competitive Rates:
Get a great deal on your home loan and contact us for competitive rates today
Expert Guidance:
Our mortgage advisors have an average of over 20 years in the industry and are here to help
Flexible Options:
Find a mortgage that fits your unique needs
Quick Approval:
Fast-track your home buying journey
Award-Winning Service:
- Bauer Financial "5-Star Rating"
- OCC'S "Outstanding CRA Rating"
- Worldwide Finance Awards "Best Community Bank" in Florida, 2023